BPG’s library contains a variety of white papers that can help guide readers to better understand complex topics regarding retirement plans, financial planning and investments.
Here you will find a brief summary of recently published white papers.
Target Date Funds: Why Plan Sponsor Due Diligence Process Matters
With so many DC plans using target date funds and usually as their QDIA option, the process for selecting the “right” target date suite has become a major plan sponsor concern. Even the DOL has stepped in and issued guidance to sponsors regarding the proper process for selecting and monitoring these funds. But even with this guidance, sponsors often ask, “What constitutes a sound selection process?” “Does it matter?” and “Does the selection process impact investment performance/outcomes?” In response to these trends, Blue Prairie Group (BPG) has developed a comprehensive selection and monitoring due diligence process to assist plan sponsors in evaluating target date funds for the ultimate benefit of their participants.
Framework for Optimizing Your DC Investment Menu
Defined contribution retirement plan sponsors face many decisions when attempting to maximize plan benefits for their participants, specifically with regards to investment menu design. Blue Prairie Group has long espoused a belief that a good investment menu not only satisfies the preferences of the plan sponsor, but should also be designed with the needs and limitations of the participant base in mind.
What You Need to Know About General Account Stable Value Funds
Stable Value (“SV”) funds, as defined by the Stable Value Investment Association, are “a relatively low risk asset class that focuses on capital preservation and liquidity, while providing steady, positive returns to participants…” They accomplish this by using insurance contracts to guarantee the principal and interest rate to investors.